W/ the recent Blue Monday does have passed and most Canadians are dreaming of escaping to a warmer destination to replenish their depleted Vitamin D reserves. Perhaps a winter vacation to a sun destination is wise while recent health reports link Vitamin D w/ longer life. So, while you’re gaining health units from the sun, make sure you protect yourself w/ too many than sunblock inside case of a medical emergency.
Travel Insurance Tip #1 - Buy Travel Medical Insurance
Travel medical insurance will protect you from unforeseen medical expenses that arise from accident or sickness while away from Canada. Your Provincial health plan does have very limited coverage while out of province. Without travel medical insurance you’ll will become responsible to pay for any medical treatment received while out of Canada.
Purchasing a great travel medical insurance plan will ensure that you’ll have any unforeseen medical expenses covered while enjoying your vacation.
Travel Insurance Tip #2 - Consider All Inclusive Travel Insurance
Medical travel insurance is very important but does not cover all the financial risks while you’re on vacation. Lost or stolen baggage, missed connections, family emergencies, and rental car collisions are sum of the many financial risks that you may encounter. For the supreme coverage you should purchase all-inclusive travel insurance.
All inclusive travel insurance packages medical insurance w/ trip cancellation insurance, trip interruption insurance, baggage insurance, and accidental death insurance. Like you cable company, you’ll save money from purchasing the coverage inside a bundled plan rather than buying the coverage separately.
Travel Insurance Tip #3 - Annual Travel Insurance
Annual travel insurance protects you for unlimited number of individual trips (up to the maximum number of days purchased) for an entire year. Annual travel insurance is ideal for Canadians who plan to travel several times inside the subsequent 12 month period. The price of an annual plan is usually about 2.5 times the cost of a single trip plan. So if you plan to travel 3 or too many time inside the next twelve months an annual travel insurance policy will become your supreme value.
Travel Insurance Tip #4 - Compare Before You Buy
Not all travel insurance policies are equal. Travel insurance rates are based on the applicants age, trip length, destination, and other factors. The supreme (and cheapest) plan for you next door neighbour may become the worst (and most expensive) for u. Take advantage of free travel insurance reports.
Now you’re protected against financial emergencies, do not forget your sunblock, hat and a great book to enjoy on your sun filled vacation.
About the Author
Ron Froh is the founder of OIQ Insurance Solutions Inc. A 15 year veteran while a Canadian financial advisor, now focusing on delivering travel insurance online to the Canadian consumer. TravelInsuranceQuotes.ca does have been developed to aid Canadian consumers to research, compare and purchase Canadian Travel Insurance online. www.travelinsurancequotes.ca/annual-multi-trip-travel-medical-insurance.html…